[VACNCABoardMembers] VACNCA Insurance For Rot

[Rachel Long]

Joann,

Thank you for your most valuable input!   I am sure in your line of work you are running into this issue.

And now with California on fire I think it is going to get worse.

Best regards,

--
Rachel A. Long
Owner/Designated Broker
Access Real Estate Services
809 W. Orchard Drive, Suite 8
Bellingham, WA  98225
Office (360) 685-0123
www.accessres.com

From: Joann Wyatt <jsw4804 at gmail.com>
Sent: Tuesday, January 21, 2025 9:52 PM
To: Rachel Long <rachel at accessrealestateservices.com>
Cc: VACNCABoard <vacncaboardmembers at lists.villageatcordatanorthside.com>
Subject: Re: [VACNCABoardMembers] VACNCA Insurance For Rot

I have had a lot of experience with insurance and I know right now is even a worse time to put in a claim. You’re very smart not to bother with this claim.  if anyone wants me to say something further about this, I’ll be glad to.
Have a great day. Sent from my iPhone....JoAnne Wyatt 739-1540
(may have been dictated😊)


On Jan 21, 2025, at 7:38 PM, Rachel Long via VACNCABoardMembers <vacncaboardmembers at lists.villageatcordatanorthside.com<mailto:vacncaboardmembers at lists.villageatcordatanorthside.com>> wrote:

Hi All,

I think that is a good call on your part.

When and if we need to file a claim it should be (hopefully not ever) for something larger in scope.

Just the way of insurance these days.

I will see if the Broker can have a Q&A with the Board. Great idea!

Regards,

Sent from my Verizon, Samsung Galaxy smartphone
Get Outlook for Android<https://aka.ms/AAb9ysg>
________________________________
From: CHERYL THOMAS <cheriethomas49 at comcast.net<mailto:cheriethomas49 at comcast.net>>
Sent: Tuesday, January 21, 2025 4:40:56 PM
To: Rachel Long <rachel at accessrealestateservices.com<mailto:rachel at accessrealestateservices.com>>; Rachel Long via VACNCABoardMembers <vacncaboardmembers at lists.villageatcordatanorthside.com<mailto:vacncaboardmembers at lists.villageatcordatanorthside.com>>
Subject: Re: [VACNCABoardMembers] VACNCA Insurance For Rot

The decision is to NOT file a claim. Thanks Rachel. Cherie

Cherie Thomas
1207 Northwind Circle
Bellingham, WA  98226
360.380.2097
On 01/21/2025 11:18 AM PST Rachel Long via VACNCABoardMembers <vacncaboardmembers at lists.villageatcordatanorthside.com<mailto:vacncaboardmembers at lists.villageatcordatanorthside.com>> wrote:



Rupert,



I will check with the agent.



In my opinion given the current status of insurance and many carriers dropping or not renewing to their current clients, you need to be very judicious about filing a claim.   If you are only looking to recoup $3,000.00 you may want to reconsider filing a claim.  Many carriers are no longer insuring any Condos and definitely not insuring Condos that are 30 years old or more.



Perhaps you will want to talk amongst yourselves about this and get back to me.



Regards,



--

Rachel A. Long

Owner/Designated Broker

Access Real Estate Services

809 W. Orchard Drive, Suite 8

Bellingham, WA  98225

Office (360) 685-0123

www.accessres.com<https://connect.xfinity.com/appsuite/www.accessres.com>



From: Rupert Ayton <rupertayton at yahoo.com<mailto:rupertayton at yahoo.com>>
Sent: Thursday, January 16, 2025 5:38 PM
To: Rachel Long <rachel at accessrealestateservices.com<mailto:rachel at accessrealestateservices.com>>
Cc: VACNCABoard <vacncaboardmembers at lists.villageatcordatanorthside.com<mailto:vacncaboardmembers at lists.villageatcordatanorthside.com>>
Subject: VACNCA Insurance For Rot



Hi Rachel,



Scanning our insurance policy, it looks like we are covered for wet rot with a $10,000 deductible per unit.  We spent $13,239.69 on rot repair to unit 1243.  Could you check with our insurance agent as to whether we may file a claim for the damage, and at least recoup $3.239.69?



Thanks,



Rupert
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