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<p class="MsoNormal"><span style="font-size:11.0pt">Joann,<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:11.0pt"><o:p> </o:p></span></p>
<p class="MsoNormal"><span style="font-size:11.0pt">Thank you for your most valuable input! I am sure in your line of work you are running into this issue.<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:11.0pt"><o:p> </o:p></span></p>
<p class="MsoNormal"><span style="font-size:11.0pt">And now with California on fire I think it is going to get worse.<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:11.0pt"><o:p> </o:p></span></p>
<p class="MsoNormal"><span style="font-size:11.0pt">Best regards,<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:11.0pt"><o:p> </o:p></span></p>
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<p class="MsoNormal"><span style="font-size:11.0pt">--<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:11.0pt">Rachel A. Long<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:11.0pt">Owner/Designated Broker<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:11.0pt">Access Real Estate Services<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:11.0pt">809 W. Orchard Drive, Suite 8<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:11.0pt">Bellingham, WA 98225<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:11.0pt">Office (360) 685-0123 <o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:11.0pt"><a href="www.accessres.com"><span style="color:#467886">www.accessres.com</span></a><o:p></o:p></span></p>
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<p class="MsoNormal"><span style="font-size:11.0pt"><o:p> </o:p></span></p>
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<p class="MsoNormal"><b><span style="font-size:11.0pt;font-family:"Calibri",sans-serif">From:</span></b><span style="font-size:11.0pt;font-family:"Calibri",sans-serif"> Joann Wyatt <jsw4804@gmail.com>
<br>
<b>Sent:</b> Tuesday, January 21, 2025 9:52 PM<br>
<b>To:</b> Rachel Long <rachel@accessrealestateservices.com><br>
<b>Cc:</b> VACNCABoard <vacncaboardmembers@lists.villageatcordatanorthside.com><br>
<b>Subject:</b> Re: [VACNCABoardMembers] VACNCA Insurance For Rot<o:p></o:p></span></p>
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<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal">I have had a lot of experience with insurance and I know right now is even a worse time to put in a claim. You’re very smart not to bother with this claim. if anyone wants me to say something further about this, I’ll be glad to.<o:p></o:p></p>
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<p class="MsoNormal">Have a great day. Sent from my iPhone....JoAnne Wyatt 739-1540 <o:p></o:p></p>
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<p class="MsoNormal">(may have been dictated<span style="font-family:"Segoe UI Emoji",sans-serif">😊</span>)<o:p></o:p></p>
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<p class="MsoNormal" style="margin-bottom:12.0pt">On Jan 21, 2025, at 7:38<span style="font-family:"Arial",sans-serif"> </span>PM, Rachel Long via VACNCABoardMembers <<a href="mailto:vacncaboardmembers@lists.villageatcordatanorthside.com">vacncaboardmembers@lists.villageatcordatanorthside.com</a>>
wrote:<o:p></o:p></p>
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<p class="MsoNormal"><span style="font-family:"Tahoma",sans-serif"></span> <o:p>
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<p class="MsoNormal">Hi All,<o:p></o:p></p>
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<p class="MsoNormal"><o:p> </o:p></p>
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<p class="MsoNormal">I think that is a good call on your part. <o:p></o:p></p>
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<p class="MsoNormal"><o:p> </o:p></p>
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<p class="MsoNormal">When and if we need to file a claim it should be (hopefully not ever) for something larger in scope.<o:p></o:p></p>
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<p class="MsoNormal"><o:p> </o:p></p>
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<p class="MsoNormal">Just the way of insurance these days.<o:p></o:p></p>
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<p class="MsoNormal"><o:p> </o:p></p>
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<p class="MsoNormal">I will see if the Broker can have a Q&A with the Board. Great idea!<o:p></o:p></p>
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<p class="MsoNormal"><o:p> </o:p></p>
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<p class="MsoNormal">Regards, <o:p></o:p></p>
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<p class="MsoNormal"><o:p> </o:p></p>
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<p class="MsoNormal">Sent from my Verizon, Samsung Galaxy smartphone<br>
Get <a href="https://aka.ms/AAb9ysg">Outlook for Android</a><o:p></o:p></p>
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<p class="MsoNormal"><b><span style="font-size:11.0pt;font-family:"Calibri",sans-serif;color:black">From:</span></b><span style="font-size:11.0pt;font-family:"Calibri",sans-serif;color:black"> CHERYL THOMAS <<a href="mailto:cheriethomas49@comcast.net">cheriethomas49@comcast.net</a>><br>
<b>Sent:</b> Tuesday, January 21, 2025 4:40:56 PM<br>
<b>To:</b> Rachel Long <<a href="mailto:rachel@accessrealestateservices.com">rachel@accessrealestateservices.com</a>>; Rachel Long via VACNCABoardMembers <<a href="mailto:vacncaboardmembers@lists.villageatcordatanorthside.com">vacncaboardmembers@lists.villageatcordatanorthside.com</a>><br>
<b>Subject:</b> Re: [VACNCABoardMembers] VACNCA Insurance For Rot</span> <o:p></o:p></p>
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<p class="MsoNormal"> <o:p></o:p></p>
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<p class="MsoNormal">The decision is to NOT file a claim. Thanks Rachel. Cherie <o:p>
</o:p></p>
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<p class="MsoNormal"> <o:p></o:p></p>
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<p class="MsoNormal"><span style="font-size:10.0pt;font-family:"Comic Sans MS"">Cherie Thomas<br>
1207 Northwind Circle</span> <o:p></o:p></p>
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<p class="MsoNormal"><span style="font-size:10.0pt;font-family:"Comic Sans MS"">Bellingham, WA 98226<br>
360.380.2097</span> <o:p></o:p></p>
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<p class="MsoNormal">On 01/21/2025 11:18 AM PST Rachel Long via VACNCABoardMembers <<a href="mailto:vacncaboardmembers@lists.villageatcordatanorthside.com">vacncaboardmembers@lists.villageatcordatanorthside.com</a>> wrote:
<o:p></o:p></p>
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<p class="MsoNormal"> <o:p></o:p></p>
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<p class="MsoNormal"> <o:p></o:p></p>
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<p class="xmsonormal"><span style="font-size:11.0pt">Rupert,</span><o:p></o:p></p>
<p class="xmsonormal"><span style="font-size:11.0pt"> </span><o:p></o:p></p>
<p class="xmsonormal"><span style="font-size:11.0pt">I will check with the agent.
</span><o:p></o:p></p>
<p class="xmsonormal"><span style="font-size:11.0pt"> </span><o:p></o:p></p>
<p class="xmsonormal"><span style="font-size:11.0pt">In my opinion given the current status of insurance and many carriers dropping or not renewing to their current clients, you need to be very judicious about filing a claim. If you are only looking to recoup
$3,000.00 you may want to reconsider filing a claim. Many carriers are no longer insuring any Condos and definitely not insuring Condos that are 30 years old or more.</span><o:p></o:p></p>
<p class="xmsonormal"><span style="font-size:11.0pt"> </span><o:p></o:p></p>
<p class="xmsonormal"><span style="font-size:11.0pt">Perhaps you will want to talk amongst yourselves about this and get back to me.</span><o:p></o:p></p>
<p class="xmsonormal"><span style="font-size:11.0pt"> </span><o:p></o:p></p>
<p class="xmsonormal"><span style="font-size:11.0pt">Regards,</span><o:p></o:p></p>
<p class="xmsonormal"><span style="font-size:11.0pt"> </span><o:p></o:p></p>
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<p class="xmsonormal"><span style="font-size:11.0pt">--</span><o:p></o:p></p>
<p class="xmsonormal"><span style="font-size:11.0pt">Rachel A. Long</span><o:p></o:p></p>
<p class="xmsonormal"><span style="font-size:11.0pt">Owner/Designated Broker</span><o:p></o:p></p>
<p class="xmsonormal"><span style="font-size:11.0pt">Access Real Estate Services</span><o:p></o:p></p>
<p class="xmsonormal"><span style="font-size:11.0pt">809 W. Orchard Drive, Suite 8</span><o:p></o:p></p>
<p class="xmsonormal"><span style="font-size:11.0pt">Bellingham, WA 98225</span><o:p></o:p></p>
<p class="xmsonormal"><span style="font-size:11.0pt">Office (360) 685-0123 </span><o:p></o:p></p>
<p class="xmsonormal"><span style="font-size:11.0pt"><a href="https://connect.xfinity.com/appsuite/www.accessres.com">www.accessres.com</a></span><o:p></o:p></p>
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<p class="xmsonormal"><span style="font-size:11.0pt"> </span><o:p></o:p></p>
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<p class="xmsonormal"><strong><span style="font-size:11.0pt;font-family:"Calibri",sans-serif">From:</span></strong><span style="font-size:11.0pt;font-family:"Calibri",sans-serif"> Rupert Ayton <<a href="mailto:rupertayton@yahoo.com">rupertayton@yahoo.com</a>>
<br>
<strong><span style="font-family:"Calibri",sans-serif">Sent:</span></strong> Thursday, January 16, 2025 5:38 PM<br>
<strong><span style="font-family:"Calibri",sans-serif">To:</span></strong> Rachel Long <<a href="mailto:rachel@accessrealestateservices.com">rachel@accessrealestateservices.com</a>><br>
<strong><span style="font-family:"Calibri",sans-serif">Cc:</span></strong> VACNCABoard <<a href="mailto:vacncaboardmembers@lists.villageatcordatanorthside.com">vacncaboardmembers@lists.villageatcordatanorthside.com</a>><br>
<strong><span style="font-family:"Calibri",sans-serif">Subject:</span></strong> VACNCA Insurance For Rot</span><o:p></o:p></p>
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<p class="xmsonormal"> <o:p></o:p></p>
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<p class="xmsonormal"><span style="font-size:10.0pt;font-family:"Helvetica",sans-serif">Hi Rachel,</span><o:p></o:p></p>
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<p class="xmsonormal"><span style="font-size:10.0pt;font-family:"Helvetica",sans-serif"> </span><o:p></o:p></p>
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<p class="xmsonormal"><span style="font-size:10.0pt;font-family:"Helvetica",sans-serif">Scanning our insurance policy, it looks like we are covered for wet rot with a $10,000 deductible per unit. We spent $13,239.69 on rot repair to unit 1243. Could you check
with our insurance agent as to whether we may file a claim for the damage, and at least recoup $3.239.69?</span><o:p></o:p></p>
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<p class="xmsonormal"><span style="font-size:10.0pt;font-family:"Helvetica",sans-serif"> </span><o:p></o:p></p>
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<p class="xmsonormal"><span style="font-size:10.0pt;font-family:"Helvetica",sans-serif">Thanks,</span><o:p></o:p></p>
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<p class="xmsonormal"><span style="font-size:10.0pt;font-family:"Helvetica",sans-serif"> </span><o:p></o:p></p>
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<p class="xmsonormal"><span style="font-size:10.0pt;font-family:"Helvetica",sans-serif">Rupert</span><o:p></o:p></p>
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