<html><head><meta http-equiv="content-type" content="text/html; charset=utf-8"></head><body dir="auto">I have had a lot of experience with insurance and I know right now is even a worse time to put in a claim. You’re very smart not to bother with this claim. if anyone wants me to say something further about this, I’ll be glad to.<br id="lineBreakAtBeginningOfSignature"><div dir="ltr">Have a great day. Sent from my iPhone....JoAnne Wyatt 739-1540 <div>(may have been dictated😊)</div></div><div dir="ltr"><br><blockquote type="cite">On Jan 21, 2025, at 7:38 PM, Rachel Long via VACNCABoardMembers <vacncaboardmembers@lists.villageatcordatanorthside.com> wrote:<br><br></blockquote></div><blockquote type="cite"><div dir="ltr">
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<div dir="auto">Hi All,</div>
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<div dir="auto">I think that is a good call on your part. </div>
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<div dir="auto">When and if we need to file a claim it should be (hopefully not ever) for something larger in scope.</div>
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<div dir="auto">Just the way of insurance these days.</div>
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<div dir="auto">I will see if the Broker can have a Q&A with the Board. Great idea!</div>
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<div dir="auto">Regards, </div>
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Sent from my Verizon, Samsung Galaxy smartphone<br>
Get <a href="https://aka.ms/AAb9ysg">Outlook for Android</a></div>
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<div id="divRplyFwdMsg" dir="ltr"><font face="Calibri, sans-serif" style="font-size:11pt" color="#000000"><b>From:</b> CHERYL THOMAS <cheriethomas49@comcast.net><br>
<b>Sent:</b> Tuesday, January 21, 2025 4:40:56 PM<br>
<b>To:</b> Rachel Long <rachel@accessrealestateservices.com>; Rachel Long via VACNCABoardMembers <vacncaboardmembers@lists.villageatcordatanorthside.com><br>
<b>Subject:</b> Re: [VACNCABoardMembers] VACNCA Insurance For Rot</font>
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<div>The decision is to NOT file a claim. Thanks Rachel. Cherie </div>
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<div class="x_default-style"><span style="font-size:13px; font-family:'Comic Sans MS'">Cherie Thomas<br>
1207 Northwind Circle</span> </div>
<div class="x_default-style"><span style="font-size:13px; font-family:'Comic Sans MS'">Bellingham, WA 98226<br>
360.380.2097</span> </div>
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<div>On 01/21/2025 11:18 AM PST Rachel Long via VACNCABoardMembers <vacncaboardmembers@lists.villageatcordatanorthside.com> wrote:
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<p class="x_MsoNormal"><span style="font-size:11.0pt">Rupert,</span></p>
<p class="x_MsoNormal"><span style="font-size:11.0pt"> </span></p>
<p class="x_MsoNormal"><span style="font-size:11.0pt">I will check with the agent.
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<p class="x_MsoNormal"><span style="font-size:11.0pt"> </span></p>
<p class="x_MsoNormal"><span style="font-size:11.0pt">In my opinion given the current status of insurance and many carriers dropping or not renewing to their current clients, you need to be very judicious about filing a claim. If you are only looking to recoup
$3,000.00 you may want to reconsider filing a claim. Many carriers are no longer insuring any Condos and definitely not insuring Condos that are 30 years old or more.</span></p>
<p class="x_MsoNormal"><span style="font-size:11.0pt"> </span></p>
<p class="x_MsoNormal"><span style="font-size:11.0pt">Perhaps you will want to talk amongst yourselves about this and get back to me.</span></p>
<p class="x_MsoNormal"><span style="font-size:11.0pt"> </span></p>
<p class="x_MsoNormal"><span style="font-size:11.0pt">Regards,</span></p>
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<p class="x_MsoNormal"><span style="font-size:11.0pt">--</span></p>
<p class="x_MsoNormal"><span style="font-size:11.0pt">Rachel A. Long</span></p>
<p class="x_MsoNormal"><span style="font-size:11.0pt">Owner/Designated Broker</span></p>
<p class="x_MsoNormal"><span style="font-size:11.0pt">Access Real Estate Services</span></p>
<p class="x_MsoNormal"><span style="font-size:11.0pt">809 W. Orchard Drive, Suite 8</span></p>
<p class="x_MsoNormal"><span style="font-size:11.0pt">Bellingham, WA 98225</span></p>
<p class="x_MsoNormal"><span style="font-size:11.0pt">Office (360) 685-0123 </span></p>
<p class="x_MsoNormal"><span style="font-size:11.0pt"><a href="https://connect.xfinity.com/appsuite/www.accessres.com">www.accessres.com</a></span></p>
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<p class="x_MsoNormal"><strong><span style="font-size:11.0pt; font-family:'Calibri',sans-serif">From:</span></strong><span style="font-size:11.0pt; font-family:'Calibri',sans-serif"> Rupert Ayton <rupertayton@yahoo.com>
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<strong>Sent:</strong> Thursday, January 16, 2025 5:38 PM<br>
<strong>To:</strong> Rachel Long <rachel@accessrealestateservices.com><br>
<strong>Cc:</strong> VACNCABoard <vacncaboardmembers@lists.villageatcordatanorthside.com><br>
<strong>Subject:</strong> VACNCA Insurance For Rot</span></p>
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<p class="x_MsoNormal"><span style="font-size:10.0pt; font-family:'Helvetica',sans-serif">Hi Rachel,</span></p>
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<p class="x_MsoNormal"><span style="font-size:10.0pt; font-family:'Helvetica',sans-serif">Scanning our insurance policy, it looks like we are covered for wet rot with a $10,000 deductible per unit. We spent $13,239.69 on rot repair to unit 1243. Could you
check with our insurance agent as to whether we may file a claim for the damage, and at least recoup $3.239.69?</span></p>
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<p class="x_MsoNormal"><span style="font-size:10.0pt; font-family:'Helvetica',sans-serif"> </span></p>
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<p class="x_MsoNormal"><span style="font-size:10.0pt; font-family:'Helvetica',sans-serif">Thanks,</span></p>
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<p class="x_MsoNormal"><span style="font-size:10.0pt; font-family:'Helvetica',sans-serif">Rupert</span></p>
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