<html><head></head><body><div class="ydp973962a0yahoo-style-wrap" style="font-family:Helvetica Neue, Helvetica, Arial, sans-serif;font-size:13px;"><div><div dir="ltr" data-setdir="false">Jo Anne had a problem with her bank and paid late, incurring a fee. I recommend we forgive the fee out of respect for her long service to VACNCA and the board.</div><div><br></div><div dir="ltr" data-setdir="false">If you agree, I will notify Access.</div><div><br></div><div class="ydp973962a0signature">Rupert</div></div></div></body></html>